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Independent & Fee-Free · Whole of Market

Find out what your invoice finance should actually cost.

3 questions. Instant numbers. No email required to see your estimate. Most businesses are paying more than they need to — find out where you stand in under 60 seconds.

Real numbers, not a sales pitch

We give you an honest cost estimate based on current UK lender pricing — before you share any contact details. If you're already with a provider, use this to check you're not being overcharged.

Not tied to any lender — genuinely independent
Results shown instantly — no waiting, no spinner
No credit check, no obligation, completely free
Invoice Finance Cost Calculator
Instant
3 questions → instant estimate. No email needed to see your numbers.
Step 1 of 3
What sector does your business operate in?
Step 2 of 3
What are your typical client payment terms?
Step 3 of 3
What's your approximate annual turnover?
£

An estimate is fine — e.g. 750000 for £750k

Your Estimate
Invoice Finance Estimate
Estimated annual cost of funding
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Range based on current lender pricing
Est. facility size
-
Cash available to draw
Typical advance rate
-
% of invoice value released

Indicative estimate based on current UK market rates. Final terms depend on debtor spread, concentration and trading history.

Want a full breakdown emailed to you?
We'll include which specific lenders are likely to offer this, how your rate compares to market, and whether we think you can do better.
Your name
Phone (optional)
Business email Company name
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-
Change
No credit check. No obligation. We never sell your data.

Your breakdown is on its way.

We're pulling together your lender matches and full cost comparison. You'll hear from us within one working day — free of charge.

Genuinely Independent

No lender pays us to rank first

Instant Estimate

No email needed to see your numbers

50+ UK Lenders

Whole-of-market access

Free to Use

We're paid by lenders, never by you

Real Advisers

Humans, not algorithms
How It Works

From estimate to funded in three steps

No lengthy forms. No fake "searching" screens. Just a straight answer, then expert support if you want it.

01

Get an instant cost estimate

Answer 3 quick questions — sector, payment terms, and turnover. Your estimated facility size and annual cost appear immediately. No email required to see your numbers.

02

We find the right lenders

Share your email and our advisers search the whole market — 50+ UK providers — to identify who's most active in your sector right now, and who'll offer you the sharpest terms.

03

Get funded at the best available rate

We present your options clearly, help you compare — and negotiate on your behalf. Most clients are up and running within 2–3 weeks. Completely free to you.

Funding Solutions

The Right Funding for Every Business

Whether you need to unlock cash from unpaid invoices or access a flexible loan, we'll find the solution that fits your business - not just the one that's easiest to sell.

Industries We Serve

Funding Solutions by Sector

Every sector has different funding dynamics. Our advisers understand the nuances of your industry and know which lenders operate best within it.

Why Choose Us

Genuine Expertise.
Genuinely Independent.

Compare Funding is a trading name of Pinnacle Funding Solutions Ltd. Our advisers have spent their careers helping UK businesses access the right finance - and we've seen first-hand how damaging the wrong product can be. We exist to change that.

Whole-of-Market Access

We work with over 50 UK funders, giving us the reach to find the best solution regardless of your size, sector, or credit profile.

No Conflicts of Interest

We are not tied to any lender. Our only priority is finding you the most suitable, competitive facility available in the market.

Expert Support Throughout

From initial enquiry through to drawdown and beyond - our advisers are with you every step of the way, helping compare offers and negotiate on your behalf.

Always 100% Free

Our service carries no charge to you - now or ever. We receive an introducer fee from the lender once you're funded. Your quotes cost nothing.

COMPARE FUNDING Factoring Discounting Loans Sectors Lenders
50+
UK Lenders
24hr
Response Time
Client Stories

What Our Clients Say

We measure our success by the businesses we help - and we're proud to have supported companies of all sizes across every major sector.

"Compare Funding found us a factoring facility within 48 hours that our own bank couldn't match in six months of trying. Absolutely invaluable service for a growing haulage business."

DM
David M.
Director, Logistics & Haulage

"I was switching from an existing factoring provider and wasn't sure what options I had. The team at Compare Funding did all the legwork and we ended up saving considerably on fees."

SL
Sarah L.
MD, Recruitment Agency

"As a new engineering firm, I assumed we wouldn't qualify for invoice discounting. Compare Funding found a specialist lender within days and our cashflow has been transformed."

RK
Raj K.
Founder, Engineering Services

See what your funding should actually cost.

3 questions. Instant estimate. No email needed to see your numbers. If you're already funded, use this to check you're not being overcharged — most businesses are.

Get in Touch

Speak to a Funding Specialist

Not sure which product is right for you? No problem - our advisers will talk through your situation and recommend the most suitable option from across the whole market.

We cover businesses of every size, from start-ups to established companies turning over millions.

Send us a message
We'll respond within one working day.

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